مجلة الاقتصاد والمالية
Volume 9, Numéro 2, Pages 216-230
2023-06-09
The Role Of Financial Technology In Promoting Financial Inclusion, With Reference To The Case Of Algeria
Authors : Moussaoui Souaad . Tagrerout Mohamed .
Abstract
Abstract: Algeria is considered one of the underdeveloped developing countries in terms of financial inclusion and it. This research paper aimed to identify the concepts of financial inclusion and its relationship to financial technology in terms of its contribution to creating products that serve digital financial transformation and increase the ownership of individuals and institutions of financial and bank accounts, the later can be used to achieve sustainable development and fight poverty. The study concluded that indicators of financial inclusion know a slow development according to the data available from the World Bank data, and this is due to the weak financial culture, weak infrastructure, and the gradual shift from the traditional economy to the digital economy. The study recommends that efforts be made to digitize the financial and banking sector in Algeria, benefit from financial technology products, work on developing computer programs and make them available, and develop network readiness indicators.
Keywords
Financial inclusion ; Financial technology ; Algeria ; ATMs
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