مجلة بحوث الإدارة والاقتصاد
Volume 6, Numéro 1, Pages 249-264
2024-03-15

Islamic Financial Institutions And Its Role In Developing Small And Medium-sized Enterprises In Algeria -al Baraka Bank As A Model-



Authors : Benayad Narimane . Berini Dahmane .

Abstract

Islamic finance is considered as one of the forms most in demand because it is considered as an important factor for economic and social development. Small and medium-sized enterprises (SMEs) are the engine and the driver of the economy, this interest in them has become a strategic direction for all countries. This study aimed to highlight the role of Islamic finance in developing the Algerian economy by providing the necessary financing to SMEs, and to demonstrate the specificity of the Islamic finance system and its compatibility with these institutions. This study concluded that the reality of Islamic financing for SMEs in Algeria did not reach the required level due to several obstacles, especially the ineffectiveness of the Algerian banking system.

Keywords

Islamic financial institutions ; small and medium-sized enterprises ; Al Baraka Bank

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