Revue Les Cahiers du POIDEX
Volume 12, Numéro 1, Pages 406-418
2023-06-30

Principles Of Governance In Islamic Banks (case Study Of Al Baraka Bank Algeria - Mostaganem Agency)

Authors : Tounsi Nasiba . Bouguetaia Soufiyane .

Abstract

This study aims to identify the principles of banking governance and the principles of Sharia governance and how to apply them in Islamic banks, where the study was conducted on Al Baraka Islamic Bank by following the interview methodology and after analysing all the answers, we reached several results Which represent in, Al-Baraka bank applies most of the standards of governance, banking and Sharia governance, but all decisions are related to the parent unit of the bank, which causes slow decision-making, especially financing, in addition to the absence of a risk management unit in all agencies, and this leads to a lack of quality of financial services.

Keywords

banking governance ; Sharia governance ; Islamic bank