مجلة البشائر الاقتصادية
Volume 7, Numéro 3, Pages 818-839
2021-12-16
The Strategy Of Islamic Banks In Hedging Risks - The Case Of Al Baraka Islamic Bank Of Algeria -
Authors : Melki Tarik . Behih Abdelkader .
Abstract
Islamic banking is not without risks that may arise from its activities or from the environment in which it operates, and risk management is considered as one of the most important topics in banking and financial management. Therefore, this study aims to identify the role that risk management plays in Islamic banks in order to reduce the risks of financial crises that threaten Islamic banks. Therefore, there is an urgent need to identify, measure, manage and control these risks. The study found that Islamic banks face higher credit risks than their classical counterparts due to some of the imposed Sharia requirements that must be adhered to. It has also been concluded that there is a necessity for an independent internal control system that works to provide information in coordination with the external auditor. Such is the case with al Baraka Islamic Bank in Algeria that faces many risks and there is no immediate risk management strategy that is compatible with the provisions of Islamic Sharia law, and there is no special system to measure the risks management. JEL classification: G32 , G21
Keywords
Islamic bank, banking risk, hedging risks , Islamic finance formulas.
Les articles similaires
بوسالم أحلام
.
عابد يوسف
.
ص 117-132.
Yahia Zeghoudi
.
pages 74-88.
غربالي عبد الحميد
.
دقيش جمال
.
ص 201-228.
