مجلة النمو الاقتصادي والمقاولاتية
Volume 6, Numéro 4, Pages 27-37
2024-01-05

Measuring The Impact Of Financial Inclusion And Digital Financial Services On The Level Of Economic Activity In Algeria In Light Of The Corona Pandemic

Authors : Arab Fatima Zohra . Allai Fatiha .

Abstract

the research aims to study the impact of some indicators of financial inclusion and digital financial services, represented in the commercial banks per 100,000 adults, the number of commercial bank borrowers per 1,000 adults, the number of ATMs per 100,000 adults, The number of credit card holders, on the size of the activity of the Algerian economy represented by the growth rate of the gross domestic product in light of the Corona pandemic, and using the ARDL model for the period (2011-2021), the study found: the existence of a long-term equilibrium relationship in addition to the short-term relationship (error correction model ) between the variables of financial inclusion and economic growth, with a positive relationship between the number of bank branches, the number of borrowers and the number of credit card holders on the one hand, and economic growth, and the presence of a negative impact on the number of ATMs and GDP, which requires more attention to provide a sufficient number of ATMs In order to contribute to the promotion of economic activity

Keywords

financial inclusionn; financial technology; digital financial services: economic recovery: Corona pandemic: