مجلة النمو الاقتصادي والمقاولاتية
Volume 6, Numéro 2, Pages 58-69
2023-05-27

Bank Merger As A Mechanism For Improving Banks’ Competitiveness And Its Impact On Solving The Economic Crisis Under The Corona Pandemic



Authors : Dr. Benhammou Fayza . Sab Zohra .

Abstract

This study, which was conducted during the epidemic period of the Corona Virus Covid 19, aimed to search for an outlet for the resulting economic crisis. In order to continue and grow, it reduces costs, increases profits, and enhances competitive positions, which will positively affect the performance of the banking system as a whole. This research dealt with the concept of banking merger, its types and desired objectives, then it touched on the stages and methods of achieving mergers and their effects. It concluded that Algeria has not yet registered any banking merger despite the difficulties the banking sector is going through, resulting in a lack of spirit of innovation, development and competition, especially during crises, especially the health crisis that has negative effects on the economy (Covid-19). The banking between Algerian banks is a solution to create competitiveness, which will create dynamism in the economy, aiming to get rid of the negative effects of crises, especially the current Corona crisis.

Keywords

bank merger ; bank competitiveness ; economic crisis ; corona covid19 ; Algeria

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