مجلة الحقيقة
Volume 18, Numéro 2, Pages 422-452
2019-06-18
Takaful Insurance And The Role Of Guiding Principles Of The Financial Services Board In Strengthening Its Durability
Authors : Haifaa Mizher Felhi Alsedi .
Abstract
Takaful insurance is the Islamic alternative for commercial insurance, since the Takaful insurance contract is free of any contract cancellations in the Islamic Sharia. The investments of Takaful insurance companies must be in accordance with the provisions of the Islamic sharia and refrain from making any investment that conflicts with it. Takaful insurance is the embodiment of the principle of participation and cooperation among the participants, as each participant provides the premium in favor of the total subscribers to collect these contributions to redress the damage that may affect one of them. The Takaful industry has witnessed a remarkable development not only at the Arab level but also globally, which indicates positive expectations for the development of this industry. However, the Takaful insurance market faces some challenges is the need to access high quality compared to services The traditional insurance market.
Keywords
Takaful insurance ; the Islamic Financial Services Council ; Guidelines
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