مجلة البصائر للبحوث في العلوم الاقتصادية والتجارية وعلوم التسيير
Volume 2, Numéro 2, Pages 74-85
2023-12-31
The Practice Of Takaful Insurance And Re-takaful In Algeria Under Executive Decree No. 21-81
Authors : Almi Hassiba . Hamidi Naima .
Abstract
This research examines the implementation of Takaful insurance and re-takaful in Algeria, prompted by the publication of Executive Decree No. 21-81 on 11 Rajab 1442, which corresponds to 23 February 2021. The order specifies the requirements and steps for engaging in Takaful insurance, allowing conventional reinsurance firms to participate in Takaful reinsurance via the creation of Islamic windows. This legislative breakthrough is crucial in incorporating Takaful into the Algerian insurance structure. This paper aims to thoroughly analyze the worldwide Takaful industry, focusing on its operations in Algeria, as governed by Executive Decree No.21-81. The Central Reinsurance Company has taken a new move by introducing a Takaful window, a pioneering model in Algeria for conventional reinsurance companies to embrace Islamic Takaful. Therefore, the intervention proposes the creation of a local Algerian Takaful firm with domestic capital. This company would be an autonomous national organization only focused on Takaful activities.
Keywords
Takaful; ; retakaful ; Reinsurance Company ; Executive Decree 21-81
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