Revue des sciences commerciales et de gestion

Journal of Business and Management Sciences


Founded in 2003, the Journal of Business and Management Sciences (JBMS), known as Revue des Sciences Commerciales et de Gestion, is a blind peer reviewed open-access journal edited and issued annually by the laboratory of applied studies in business and management sciences at the first founded Business school in Algeria, Ecole Supérieure de Commerce-Koléa. While the core interest of the journal is the developing field of business and management sciences, JBMS encourages multidisciplinary studies and approaches highlighting strong linkages between management sciences and economic theory. Striving to identify and publish original theoretical and empirical research articles of high scientific quality, JBMS welcomes contributions from all local and foreign researchers (seniors, juniors, doctoral students and professionals). The submitted articles are firstly evaluated in terms of admissibility by the editorial board of the journal. Once the article is accepted, it is evaluated anonymously by national and international scientific reviewers who notably validate the authenticity; the originality, the scientific value, and the editorial quality of the proposed research. The editing languages are English, Arabic, and French.







The impact of liquidity risk on the performance of Algerian banks

Slimane Imene,  Benilles Billel, 

Résumé: This research aims to examine the impact of liquidity risk on the performance of Algerian banks. The study utilizes a sample of all functioning banks in Algeria, comprising twenty (20) banks, over a period of ten (10) years from 2010 to 2019. To achieve this objective, the panel data regression method is employed. We investigated the influence of several variables on the performance of banks, measured by the return on assets (ROA) ratio. The result of the multivariate analysis revealed that liquidity risk has a significant and positive impact on the performance of Algerian banks. As for the other determinants, the findings showed a significant positive relationship between ownership structure, diversification, gross domestic product growth, and the performance of Algerian banks, along with a significant negative relationship between the variable operational expenses and Algerian banks’ performance. Key words : Liquidity risk; Banking performance; Panel data; Algerian banks.

Mots clés: Liquidity Risk ; Banking performance ; Panel data ; Algerian banks

الزراعة بين متطلبات التنمية و تحديات الاستدامة

الماحي ثورية, 

الملخص: تهدف هذه الدراسة إلى التعريف بالزراعة كنشاط اقتصادي من ناحية، وأهميتها في تحقيق التنمية والأمن الغذائي، ومن ناحية أخرى بما لها من آثار سلبية على البيئة والموارد الطبيعية وعلى استدامتها. ومن خلال تطلعات الزراعة ومشكلاتها مع التنمية المستدامة وصلنا إلى الزراعة المستدامة والتنمية الزراعية المستدامة، وهي الزراعة التي تستجيب لمتطلبات التنمية المتسارعة والمتصاعدة وتحقق مبادئ الاست دامة نتيجة لأبحاثنا. الكلمات المفتاحية: الزراعة، التنمية المستدامة، الزراعة المستدامة This study aims to define agriculture as an economic activity on the one hand, and its importance in achieving development and food security, and on the other hand, with its negative effects on the environment and natural resources and on their sustainability. Through the aspirations of agriculture and its problems with sustainable development, we reached sustainable agriculture and sustainable agricultural development, which is agriculture that responds to the requirements of accelerated and escalating development and achieves the principles of sustainability as a result of our research. Key words: agriculture, sustainable development, sustainable agriculture

الكلمات المفتاحية: لزراعة ; التنمية المستدامة، ; الزراعة المستدامة

The role of transmission channels in the conduct of monetary policy in Algeria 1995-2020.

رخرور يوسف, 

Résumé: The study focuses on the transmission channels of monetary policy and their impact on the real sphere in Algeria during the period 1995-2020. To do this, we used the VAR process based on the analysis of impulse responses, including monetary variables (rediscount rate, money supply (M2), credit to the economy and nominal exchange rate) as variables endogenous, and the variables (GDP, inflation) as exogenous variables. This analysis shows the effectiveness of the interest rate channel and the importance of the nominal exchange rate channel in the transmission of the effects of monetary policy to the real sphere, while transmission through the credit channel seems very limited. , where the effect of an increase in credit on GDP is only observed after a significant period.

Mots clés: monetary policy ; transmission channels ; VAR model ; impulse responses

دراسة تحليلية لواقع القطاع الفلاحي في الجزائر ودوره في تحقيق الأمن الغذائي خلال الفترة (2015-2020)

تيجاني ريم,  طميني مروة, 

الملخص: هذه الدراسة إلى معرفة مدى مساهمة القطاع الفلاحي الجزائري في تحقيق الأمن الغذائي خلال الفترة (2015-2020)، وذلك من خلال معرفة الإطار النظري للأمن الغذائي، وبيان واقع القطاع الفلاحي من خلال عرض أهم برنامج تنموي خلال هذه الفترة، ومحاولة الإلمام بالإمكانيات المتاحة لهذا القطاع، ثم رصد وضعية الأمن الغذائي، حيث اعتمادنا على المنهج الوصفي التحليلي من خلال استخدام مختلف الأدوات كالجداول والبيانات الإحصائية والتقارير السنوية لتطورات القطاع الفلاحي. وقد تم التوصل من خلال هذه الدراسة إلى عدة نتائج أهمها أن القطاع الفلاحي لا يزال غير قادر على تلبية احتياجات السكان من المواد الأساسية لغذائهم اليومي على الرغم من توافر إمكانيات النشاط الفلاحي نتيجة النزوح الريفي وعزوف اليد العاملة عن القطاع الفلاحي وتوجهها إلى الصناعة والخدمات. This study aims to know the extent to which the Algerian agricultural sector contributes to achieving food security during the period, by knowing the theoretical framework of food security and explaining the reality of the agricultural sector by presenting the most important development program during this period, and trying to know the capabilities available to this sector, then monitoring security monitoring Foods where we relied on the descriptive analytical approach through a different use of tools such as tables, statistical data and annual reports of the developments of the agricultural sector. Through this study, it has been reached several results, the most important of which is that the agricultural sector is still unable to meet the needs of the population from the basic materials for their daily food, despite the availability of the capabilities of agricultural activity as a result of rural displacement, the reluctance of the workforce from the agricultural sector and its direction to industry and services.

الكلمات المفتاحية: Food security ; Self-Sufficiency ; The agricultural sector ; Agricultural development ; الأمن الغذائي ; الاكتفاء الذاتي ; القطاع الفلاحي ; التنمية الفلاحية

Determinants of Insurance Demand: A Literature Review

منصري مريم, 

Résumé: The aim of this paper is to examine the determinants of insurance demand. It contributes to the existing body of research by providing a thorough literature review of theoretical and empirical studies that have explored factors influencing both life and non-life insurance demand. In essence, it examines how economic, sociodemographic, and institutional variables can impact insurance demand.

Mots clés: non-life insurance demand ; life insurance demand ; determinants