مجلة البحوث الاقتصادية والمالية
Volume 10, Numéro 2, Pages 448-468
2023-12-31
Financial Culture As One Of The Ways To Improve The Financial Behavior Of Individuals And Its Role In Promoting Comprehensive Growth
Authors : Mellal Charaf Eddine .
Abstract
This research paper aims to stand on the importance of financial culture and its role in promoting and promoting the financial behavior of individuals in a manner that serves comprehensive growth. However, it was found that many individuals lacked the concepts of financial knowledge, and that the beginnings of realizing the importance of spreading societal financial culture was after the global financial crisis in 2008, The study also found that financial culture enhances the policy of financial inclusion, as it enables individuals to realize the basic principles in the financial and banking field and spread societal awareness about the optimal management and investment of savings and personal property, and also giving them knowledge, behaviors and ethics related to financial business, which enables them to take Effective and sound financial decisions in their working future, which will only reduce unemployment rates in society
Keywords
Financial culture; financial behaviour; financial inclusion; decision making; saving.
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