مجلة البشائر الاقتصادية
Volume 10, Numéro 2, Pages 435-450
2024-06-19
The Effect Of Financial Technology On The Promotion Of Financial Inclusion In Arab Nations
Authors : Abdullah Atheer .
Abstract
Abstract: Financial technology (FinTech) plays a crucial role in banking by offering a range of banking and financial services. This study aims to show how FinTech promotes financial inclusion. The development of an emergency finance mechanism has just occurred. A combination of descriptive and analytical methods was used in this paper. To understand the challenges, opportunities, and ways of overcoming them, the Arab world's experiences have been shared. As stated by the researcher and supported by their suggestions, the goal of financial inclusion is to bring the financially excluded into the formal financial system. The survey found that the general population does not have a strong financial culture, which is one of the obstacles FinTech must overcome. The Arab world, however, saw substantial progress in FinTech; therefore, this was not a barrier. There are a lot of problems with the legality, regulations, and financing of FinTech in Arab nations. The use of the mobile subscriber’s index by FinTech effectively contributes to the achievement of financial inclusion, as measured by FinTech and financial inclusion indicators. Most Arab countries still have low scores on the financial inclusion index since they aren't interested in developing FinTech, which slows down the index's progress Abstract: Financial technology (FinTech) plays a crucial role in banking by offering a range of banking and financial services. This study aims to show how FinTech promotes financial inclusion. The development of an emergency finance mechanism has just occurred. A combination of descriptive and analytical methods was used in this paper. To understand the challenges, opportunities, and ways of overcoming them, the Arab world's experiences have been shared. As stated by the researcher and supported by their suggestions, the goal of financial inclusion is to bring the financially excluded into the formal financial system. The survey found that the general population does not have a strong financial culture, which is one of the obstacles FinTech must overcome. The Arab world, however, saw substantial progress in FinTech; therefore, this was not a barrier. There are a lot of problems with the legality, regulations, and financing of FinTech in Arab nations. The use of the mobile subscriber’s index by FinTech effectively contributes to the achievement of financial inclusion, as measured by FinTech and financial inclusion indicators. Most Arab countries still have low scores on the financial inclusion index since they aren't interested in developing FinTech, which slows down the index's progress Abstract: Financial technology (FinTech) plays a crucial role in banking by offering a range of banking and financial services. This study aims to show how FinTech promotes financial inclusion. The development of an emergency finance mechanism has just occurred. A combination of descriptive and analytical methods was used in this paper. To understand the challenges, opportunities, and ways of overcoming them, the Arab world's experiences have been shared. As stated by the researcher and supported by their suggestions, the goal of financial inclusion is to bring the financially excluded into the formal financial system. The survey found that the general population does not have a strong financial culture, which is one of the obstacles FinTech must overcome. The Arab world, however, saw substantial progress in FinTech; therefore, this was not a barrier. There are a lot of problems with the legality, regulations, and financing of FinTech in Arab nations. The use of the mobile subscriber’s index by FinTech effectively contributes to the achievement of financial inclusion, as measured by FinTech and financial inclusion indicators. Most Arab countries still have low scores on the financial inclusion index since they aren't interested in developing FinTech, which slows down the index's progress يسعى البحث لإبراز أهمية التكنولوجيا المالية في العمل المصرفي من خلال تقديم الخدمات المالية والمصرفية ودورها في تعزيز الشمول المالي لإيصال جميع المنتجات المالية الى شريحة واسعة من الزبائن لمختلف الاعمار ولكلا الجنسين وحصوصاً الفقراء والعمل على تحسين مستواهم المعيشي عن طريق منحهم الائتمان بكلف متدنية فضلاً عن اشراك جميع القطاعات، تؤدي التكنولوجيا المالية من خلال مؤشر المشتركين في شبكات الهاتف النقال دوراً فعالاً في تحقيق الشمول المالي وذلك من خلال مؤشرات تكنولوجيا المالية والشمول المالي. لا تزال معظم الدول العربية تسجل أدنى المستويات بالنسبة لمؤشر الشمول المالي وذلك لعدم الاهتمام او تطوير التكنولوجيا المالية مما يؤثر بالسلب على ارتفاع مؤشر الشمول المالي.
Keywords
Arab banking sector, banking system, central bank, financial inclusion, FinTech.
Les articles similaires
بوسالم أحلام
.
عابد يوسف
.
ص 117-132.
Yahia Zeghoudi
.
pages 74-88.
Khettab Fatima Zahra
.
Gherbi Nacer Salah Eddine
.
pages 115-132.
Said Houari Amel
.
pages 257-268.
نعيمي رشيد
.
بن ساسي عبد الحفيظ
.
ص 369-388.
