مجلة بحوث الإدارة والاقتصاد
Volume 6, Numéro 1, Pages 527-549
2024-03-15

Financial Technology Innovations And Their Role In Developing The Performance Of Islamic Banks - A Realistic Study To Explore The Future -



Authors : Maache Kouider . Chattouh Dallal . Khalffallah Benyoucef .

Abstract

This study aims to identify financial technology, its most important innovations and the services it provides, and to shed light on Islamic banks and their attempt to keep pace with financial technology innovations, as well as to identify the success factors and basic keys to employing Islamic financial technology and the opportunities and challenges that stand in the way of adopting financial technology in providing Islamic This study concluded that the global trend towards adopting Islamic financial technology requires Islamic banks to keep pace with developments and enhance financial services with modern innovations that allow these banks to develop their performance. Among the most important factors for the success of financial technology in banks are excellence in efficiency and community service, compatibility between government policies and legislation, and Among the challenges of Islamic financial technology are the lack of a trained workforce in this field, and the risk of electronic attacks

Keywords

Islamic financial technology, Islamic banks, innovations

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