Revue des Economies financières bancaires et de management
Volume 12, Numéro 2, Pages 299-314
2023-12-31
The Impact Of Authority’s Decision To Separate The Damages Insurance And Persons Insurance From 2011, On The Algerian Insurance Market.
Authors : Debbouzine Mohamed . Khoukhi Abderrahmane . Sellah Rabiâa .
Abstract
In this article, we focus on the impact of the decision to separate damages insurance and persons insurance in Algeria. To do this, we observed and analyzed the evolution of the statistical data of persons insurance for two periods, the first between 2002 and 2011, the second between 2012 and 2022. Therefore, the two periods located before and after 2011, the year of the beginning of the application of the separation. Our main conclusion is that this decision of legal separation has increased the number of persons insurance companies, but the turnover of the branch has not experienced a real increase, compared with the increase in the number of persons insurance companies.
Keywords
Damages insurance ; Persons insurance ; Indemnification ; Losses ; Insurance market
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