مجلة بحوث الإدارة والاقتصاد
Volume 5, Numéro 3, Pages 590-608
2023-09-10

The Impact Of The Financing Structure On The Profitability Of Uae Commercial Banks

Authors : Houda Fennour .

Abstract

The study aimed to demonstrate the impact of the financing structure expressed by the percentage of ownership, the percentage of deposits, the percentage of indebtedness on the profitability of UAE commercial banks, which is expressed by the return on equity. The study also included a sample of (06) banks, for the period from 2011-2019. To achieve the objective of this study, the PANEL Data Model was used. The study concluded that there is a positive effect of the financing structure represented by the "ownership ratio, indebtedness ratio, and deposit ratio" on the profitability of commercial banks represented by the return on equity for the study sample, through the efficient use of private funds and good utilization of deposits, as well as benefiting from the advantages of financial leverage provided by debt.

Keywords

financing structure ; indebtedness, profitability ; deposit ; static panel model