مجلة الدراسات التجارية والاقتصادية المعاصرة
Volume 6, Numéro 2, Pages 201-212
2023-07-20
The Performance Of Takaful Insurance Companies In Confronting Risks (case Study Of Salama Insurance Company - Algeria - During The Period 2015-2020)
Authors : Zouambi Djihad . Kouache Zahia .
Abstract
The aim of this study is to identify the reality of Takaful insurance in Algeria in general and in the Salama Insurance Company in particular, Through this study, we have given an overview of Takaful insurance and touched on the most prominent differences between it and conventional insurance, as well as highlighting the performance of Salama Insurance Company in warding off the various risks facing the Algerian individual, based on a case study. From this study we conclude that Salama Insurance Company - Algeria - seeks to develop its activity and support the Islamic financial industry in Algeria to develop the legal aspect regulating the Takaful insurance industry, as well as the development of the aspect related to legal supervision and the dissemination of the Takaful insurance culture. In order to develop Takaful insurance activity in Algeria, can be establish in addition to the Salama Insurance Company another Takaful insurance companies, in order to strengthen the competitive role of the Takaful insurance companies through the capital of those companies. Merger among them is encouraged.
Keywords
Takaful insurance ; Insurance premiums ; Claims ; Salama Insurance Company - Algeria-
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