مجلة الدراسات التجارية والاقتصادية المعاصرة
Volume 6, Numéro 2, Pages 81-95
2023-07-20

Efficiency And Productivity Of North African Banks Using The Data Envelopment Analysis Model

Authors : Bourahli Ali . Benzai Yassine .

Abstract

The present research paper aims to investigate the efficiency and productivity of commercial North African banks. To this goal, 10 Algerian banks, 10 Tunisian banks, and 9 Moroccan banks mainly composed the study's sample, which was chosen based on the availability of the data from 2017 to 2020. The study employed an envelope analysis method in the randomization of the sample in order to address the study’s question. This is achieved by displaying the levels of efficiency and productivity of banks and contrasting them with North African institutions, the data is based on the input-oriented VRS variable returns model. The latter has been applied in the DEAP program (vp2.1), and is considered one of the most important results is the knowledge of inefficient banks. The findings of the study revealed that Moroccan banks are more efficient than their Tunisian and Algerian counterparts, as Tunisian banks recorded an improvement in total efficiency by 2.1%, while Algerian banks recorded a decrease of 0.023%, on the other part, Moroccan banks recorded a slight decrease by 0.01%.

Keywords

bank efficiency, data envelope analysis, variable returns model