مجلة بحوث الاقتصاد والمناجمنت
Volume 4, Numéro 1, Pages 741-754
2023-01-26

Measuring The Dynamic Impact Of The Financial Inclusion On Economic Growth: An Econometric Approach Using Ardl Model

Authors : Ouis Nadjet . Cherifi Djelloul . Souar Youcef .

Abstract

This paper aims to measure the dynamic impact of financial inclusion on economic growth in Algeria during the period 2004-2018 using the autoregressive distribution lag model (ARDL), where financial inclusion is measured by its indicators: loans, deposits, number of bank branches, and the GDP per capita is a variable representing economic growth. The study findings show the existence of a long-term equilibrium relationship between the financial inclusion indicators and economic growth, with a positive and significant impact of both loans and the number of bank branches on economic growth.

Keywords

Loans ; Deposits ; Number of Bank Branches ; Economic Growth