مجلة الاقتصاد والمالية
Volume 9, Numéro 1, Pages 318-334
2023-01-21

Determinants Of Financial Inclusion In The Arab Countries For The Period 2014-2019 - A Holistic View

Authors : Belghalem Hamza . Ilifi Mohamed .

Abstract

Most of the Arab countries seek to achieve acceptable levels of financial inclusion, within a strategy that takes a number of factors, including supply side factors, and according to this perception, we aim within the rationale of this research to count the determinants of financial inclusion from a macroeconomic perspective for a sample of Arab countries during the period 2014- 2019, using Panel models, based on the deductive approach in order to describe and analyze the various dimensions of the study, and the inductive approach by using statistical and econometric tools in order to estimate the relationship between the study variables. We found that both real factors and the investment environment positively affect the level of financial inclusion, while openness to trade has a negative impact on financial inclusion, Therefore, we recommend identifying all opportunities and threats at the level of the economic structure in order to build an effective policy for financial inclusion in the Arab countries.

Keywords

Macroeconomic environment, Financial Inclusion, investment environment, economic stability, panel Data