مجلة المنتدى للدراسات والابحاث الاقتصادية
Volume 6, Numéro 1, Pages 568-585
2022-06-05
Analysing Financial Literacy Differences Among Algerian Young Students Using Financial Knowledge, Behavior And Attitude
Authors : Yahiaoui Nour El Houda .
Abstract
Financial literacy is important for university young students who are financially dependent and are at an essential phase of knowledge, behaviour, attitude and skill formation. The purpose of this study is to compare students’ financial literacy in the economics and business management field of study with that of students from other fields of study and between male and female students at Djillali Liabes University. The study uses quantitative methods; questionnaires were drafted based on the OECD (2012) multidimensional financial literacy survey and distributed to 371 students at Djillali Liabes University. Results show that (43.9%) of students are financially literate and that there is no difference in financial literacy between students in economics and business management field of study and other fields of study and between males and females. It shows also that the highest proportions of financially literate students (45.8%) are students from other fields of study and that females are the most vulnerable students in terms of financial literacy. The study suggests the introduction of personal finance and Islamic-based knowledge and practices in the university curriculums and provides evidence that importance should be given to enhancing female financial literacy.
Keywords
Financial literacy ; Algerian Young Students ; Financial Knowledge ; Financial Behavior ; Financial Attitude
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