مجلة العلوم الانسانية لجامعة أم البواقي
Volume 9, Numéro 2, Pages 105-123
2022-06-04
The Reality Of Fintech Development And Areas Of Its Application
Authors : Naili Ilham . Lemouchi Zahia .
Abstract
This research aims to shed light on the concept of financial technology and its importance in the financial and banking sector, as the new term (Fintech) is trading in the field of business and banking, which translates to financial technology, as it is the technologies used and applied in the financial services sector and includes its interference in mobile payment. Transfer money, loans, fundraising, and asset management. Recently, investment in financial technology has increased significantly around the world, and is likely to continue to increase, given that financial technology is not related to the financial services sector only, but to all businesses that deal with the financial services industry, and fintech is described as Those products and services that rely on technology to improve the quality of traditional financial services, and are characterized by speed and ease, and in most cases these services and products are developed by emerging companies that seek to improve banking services for individuals and companies in cooperation or competition with providers Financial services.
Keywords
financial technology ; financial services ; investment ; digital currencies ; the financial and banking sector
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