الإبتكار والتنمية الصناعية
Volume 2, Numéro 1, Pages 20-34
2019-06-30
Authors : لحلو بوخاري .
In the past few years, Blockchain technology has emerged as an innovative fintech innovation with a wide range of applications. There is a tremendous potential for usage of Blockchain technology in financial services industry. This paper aims at analyzing the innovative power of Blockchain digital technologies in financial services industry, along with the challenges of adopting this technology in the latter industry. We will deal first with Blockchain technology and smart contracts. Then, we will discuss the potential applications of Blockchain in the financial industry. at the end, the paper will shed light on the main challenges that face the adoption of Blockchain technology. The study concluded that Blockchain technology will bring a range of advantages: quicker transactions, less friction, greater robustness and more transparency and immutability, reduction of costs and administration burdens on both banks and customers, decreasing disputes’ rate and the need of third party, and consequently saving time and cost for the consumers.
Blockchain, Distributed Ledger Technology, Smart Contracts, Ethereum, Financial Industry services.
Benyezza Chaima
.
Bouketir Djebar
.
pages 435-453.
Babas Mounira
.
pages 309-325.
Bencherif Meriem
.
pages 402-421.
Labadi Hadjer
.
Khelil Abderrazak
.
pages 18-28.
عياش زبير
.
فنازي فطيمة الزهراء
.
مطلاوي إيمان
.
ص 305-322.