مجلة البشائر الاقتصادية
Volume 7, Numéro 2, Pages 878-897
2021-08-01

Analysis On Islamic Banking Financing Difficulties For Smes Using Musharakah And Mudaraba Financing Instruments



Authors : Bensalem Saadia . Bouherb Hakim .

Abstract

The aim of this study is to identify and analyze the role of Musharakah and Mudaraba instruments using by Islamic banking in the limitation of SMEs finance gape, and what are the main difficulties face using these instruments, in this study we used the analytical and descriptive approach, on the form that enabled us to identify the reality and size of the obstacles that prevent the activation of Musharaka and Mudaraba instruments in SMEs financing by Islamic Banks. As a result, we find that asymmetric information problem which distinguish the relationship between the Islamic bank and SMEs, is the main obstacle that limit the use of these instruments

Keywords

Islamic banks ; SMEs ; Musharakah ; Mudaraba ; asymmetric information

Les articles similaires

الصكوك الإسلامية البديل الأنسب في تمويل الاقتصاد - عرض تجارب رائدة كنماذج يمكن الاستفادة منها- Les Instruments Islamiques Constituent L'alternative La Plus Appropriée Au Financement De L'économie - Présenter Les Expériences Pilotes Comme Des Modèles Utilisables – Islamic Instruments Are The Most Appropriate Alternative To Financing The Economy - Presenting Pilot Experiences As Models That Can Be Used -

محمد الطاهر دربوش .  حسنية مهيدي .  يزيد تقرارت . 
ص 247-258.

الصكوك الإسلامية كبديل شرعي لتمويل عجز الموازنة العامة (تجربة الصكوك الإسلامية بالسودان) Islamic Instruments As A Legitimate Alternative To Finance The Budget Deficit (the Experience Of Islamic Instruments In Sudan

عيجولي عبدالله . 
ص 310-327.

The Impact Of Debt -based Financing Modes And Musharakah On Financial Stability Of Islamic Banks... Applied Study

Abd Elsalam Mostafa Mahmoud . 
pages 13-32.

Musharakah Mutanakisah (mm) Financing: Experience Of Islamic Banks

Mouhoub Dalal .  Deghmoum Hichem . 
pages 276-291.

استثمار الأموال عن طريق المضاربة في البنوك الإسلامية Investing Money Through Mudaraba In Islamic Banks

حايد فريدة . 
ص 970-983.

Formats de citation