مجلة الأكاديمة للبحوث في العلوم الإجتماعية
Volume 1, Numéro 2, Pages 519-535
2020-06-30
Takaful And Conventional Insurance: Similarities And Differences
Authors : Nader Mahmoud Mohammed Bahomaid .
Abstract
There are many sounds raised why we need Takaful if the treatment of both is same. So this paper attempt to clarify the concept of Takaful and conventional insurance and their objects. This paper collects the differences and similarities between them in one paper. This study undertakes library to search in books and other papers of science. That is related to Takaful and insurance area. As a result, the study found there are a big differences between an Islamic insurance (Takaful) and conventional insurance perceives depends on Shari'ah. Also Takaful depends on donation contract. Whereas, some conventional insurance companies depend on mutual contract. At the same time there are some similarities in goals and all of them operate the money of insurance in pooling, but the relationship between insurers and insured was different.
Keywords
:Takaful; Insurance; Family insurance; general insurance
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