المجلة المغاربية للإقتصاد و المانجمت
Volume 4, Numéro 1, Pages 120-137
2017-03-30

La Reorientation De La Pme Algerienne Vers La Finance Islamique

Auteurs : Bouzerouata Ilhem . Ben Bayer Habib .

Résumé

The SMEs financing have always been the attraction of the economic debates. Because of their fragility caracterized by a relactance to bank credits access based on an excessive interest rates. This context so hard to stop the developement of the economic activities of these companies and which has increased a large group of analysts who questionned about the opportunities to try another financing concept for the moment. Another form of financing is about to influence on the financing decisions which is the Islamic Finance. This paper aims at testing the viability of the concept of islamic financing as a solution for the SMEs financing and to show the important role of the islamic financial products which may be adapted to needs of financing these companies.

Mots clés

PME, Algérie, problème de financement, crédit bancaire, intérêt, finance islamique, produits financiers islamiques, le partage des pertes et des profits, micro crédit.